Shelly Smee

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Buying

Let Me Help You Every Step of the Way.

When purchasing a home, you are faced with a multitude of decisions. Finding that perfect home is sometimes not an easy task.
 
Assisting you every step of the way, I'll make the process of purchasing a home in Vancouver easier, more enjoyable, less time-consuming, and less expensive than if you undertook this challenge on your own. I'll help you prepare so that sellers perceive you as a preferred buyer, help you locate and assess properties for sale in Vancouver that match your specifications, and guide you through the "fine print" of the contract of purchase and sale.
 
Having sold homes in Vancouver now for 15 years, I have my finger on the pulse of the Vancouver real estate market, and know neighbourhood values inside and out. I will help you determine which properties are fairly-priced and in good condition before you start your search.

Your First Step - Why Now?

Your first step in the home-buying process is to define the reasons why you want to purchase a new home. To stop paying rent? To start building equity? To have a place of your own? To raise a family? To move up to a bigger house?
 
Develop a needs vs. wants list. Everyone has a picture of their ideal home. This home would include all the features you not only need, but have long desired. However, when it comes time to buying a home, these desired features constitute additional costs. Take into account your stage of life, your family needs, and your price range and be realistic.
 
Begin the list with items you absolutely need like adequate room, garage space and number of bedrooms. How much space do you really need? Does your situation require a one-level home, or are stairs acceptable? Basic needs should be considered first. After these have been established, you can consider additional features if you can manage these benefits financially. With such a list in your hands, you're less likely to be caught up in the excitement of the pursuit.
 
Think of yourself as zeroing in on a target, going from the general to the specific. Consider area (West Side, East side, North Shore); neighbourhood (older and settled or brand new). Check out the neighbourhoods you're considering, and ask around. What amenities does the area have to offer? Are there schools, churches, parks, or grocery stores within reach? Consider visiting schools in the area if you have children. How will you be affected by a new commute to work? Are there infrastructure projects in development? All of these factors will influence the way you experience your new home, so ensure you're well-acquainted with the surrounding area before purchasing. To learn more about what to look for in a new neighbourhood, please visit my Special Reports section!

Your Next Step: Loan Pre-Approval

Get your financing arrangements pre-approved with a Vancouver mortgage company. While getting pre-approved may sound daunting, it actually just involves getting an idea of what you can afford. When you're pre-approved, this means that a lender has reviewed your credit history, verified your assets and employment, and has approved your loan. This should be done at the start of your home search process.
 
Pre-approval gives you substantial leverage: sellers immediately see you as a serious buyer. Not only will you know the exact price range you can afford, but you'll also be able to negotiate a better deal and move more quickly when you see a Vancouver house you like. Depending upon market conditions, a seller may lean towards an unconditional offer, so you'll have less negotiating power if you have to wait for mortgage approval. Be aware that the lender has to approve the actual property as well, especially when buying a condominium.
 
Contact me and I'll be happy to refer you to a Vancouver mortgage professional with an excellent reputation and track record for successfully acquiring loan approval for his/her clients.

Let Me Find the Perfect Vancouver Home for You

It is a very time consuming process to view every home available that may meet your needs. I do much of the work for you, by establishing your criteria, then reviewing a range of properties and advising you of potential matches. I review housing trends and prices and utilize the best possible resources and communication systems available today to help you locate homes on the Vancouver real estate market that match your specifications. A comprehensive knowledge of the available homes in your Vancouver neighborhood is one of my strongest assets.
 
Once you've been pre-approved and know what price range you plan to stay within, I can help you determine which properties fit your needs and wants, using the (MLS) Multiple Listing Service system and sourcing from home sellers directly.
 
Start your search now - and view my current listings!

I Will Help You Every Step of the Way

As a top Vancouver Realtor with years of experience and a proven track record, it is my job to guide you through this complicated process, from beginning to end. Contact me today, together we will prepare a unique system to suit your particular needs and goals. From helping you find your dream home to closing the deal - and every small or large step in between - I will be there to ensure your journey to life behind a new door is a smooth one!